What is the property damage liability limit required in Texas auto liability?

What is the property damage liability limit required in Texas auto liability?

• A. $30,000
• B. $50,000
• C. $60,000
• D. $25,000

Answer: (D)

Property damage liability coverage is the portion of an auto policy that pays for damage you cause to someone else’s property in an accident. In Texas, the minimum property damage limit is $25,000 per crash, which is part of the standard split limits: $30,000 bodily injury per person, $60,000 bodily injury per crash, and $25,000 property damage per crash. You can opt for higher limits for more protection. If the damage in a crash exceeds $25,000, you could be responsible for the remainder unless your policy has higher limits. This coverage pays for other people’s property damage only; it does not cover damage to your own vehicle—that would require collision or comprehensive coverage.

Property damage liability coverage is the portion of an auto policy that pays for damage you cause to someone else’s property in an accident. In Texas, the minimum property damage limit is $25,000 per crash, which is part of the standard split limits: $30,000 bodily injury per person, $60,000 bodily injury per crash, and $25,000 property damage per crash. You can opt for higher limits for more protection. If the damage in a crash exceeds $25,000, you could be responsible for the remainder unless your policy has higher limits. This coverage pays for other people’s property damage only; it does not cover damage to your own vehicle—that would require collision or comprehensive coverage.